Buying a home in Ottawa 

Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand. 

One of my specialties is representing the best interests of Ottawa area buyers throughout the home buying process. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.

If you're like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home, your dream home or an investment property, why not take advantage of my experience as a local market expert for Ottawa to make the most informed decisions you can, every step of the way?

*Investigate the market using different search methods and come up with the best homes that fit your desired description.

*Schedule showings.

*Negotiate the best price and terms for you.

*Be responsible for providing services for your home(future) inspection.

*I can also recommend a good real estate lawyer for your transaction and make sure you ask them about 'title insurance'. I can also refer you to a good mortgage broker or brokers.

*There is also useful information on my site regarding RRSP'S and the First Time Home Buyers Plan and the types of mortgages available (terms and conditions apply). If you have any questions regarding these programs please let me know and I will try to answer them for you or I will refer you to someone who can.

*I will look after your best interests.

Please note: That most 'for sale by owner homes' and 'new home builders' do work with and cooperate with  Realtors. Please ask me how I can help you.  
 

First Time Home Buyers     " I would love to help you "  Please call me and we can discuss;  *Qualifying you for a mortgage  *RRSP'S and the Home Buyers Plan  *Finding you the right home  *Rent vs. Buy Calculator                                              "Let's get started''	"Dream of Owning a Home"

What is Title Insurance?

Title insurance is an insurance policy that protects

residential or commercial property owners and their

lenders against losses related to the property’s title or ownership.

For more information on Title Insurance, Click Here.

Why you need a home inspection?

• To evaluate the physical condition of the home you are considering purchasing: the structure and mechanical systems.
• Identify items that need to be repaired or replaced.
• Estimate the remaining useful life of the major systems such as electrical, plumbing, heating, air conditioning, equipment, structures and finishes.

 Real Estate as an investment-Ottawa

• Homes appreciate about 4-5 % a year
• If your property is an investment the mortgage interest and property taxes are both tax deductible. The government is essentially subsidizing your home.
• Your rate of return when buying homes is higher than most any other investment you could make.
• If you buy a house for lets say $200,000 and you put down $40,000. At an appreciation of 5% your home would increase in value by $10,000. This is an annual return of 25% on your investment.